Provisional Tax Calculator

Estimate your IRP6 instalments for 2026/2027 using SARS bracket rates.

R
R
Total annual taxR132 907.00
Net tax owedR132 907.00
1st payment (Aug)R66 453.50
2nd payment (Feb)R66 453.50

Last updated: 17 April 2026

Source: SARS rates of tax for individuals

This calculator is a tool for estimation. For tax filing or financial advice, consult a registered tax practitioner, financial advisor, or SARS.

How provisional tax works

Provisional tax isn't a separate tax — it's a way of paying your income tax in two instalments rather than a single lump sum at year-end. SARS uses your estimated annual taxable income to compute the bill, then asks for half in August and the balance in February.

What income counts?

Trading profit, rental income, freelance fees, interest above the exemption, and any other income not subject to monthly PAYE. If you also earn a salary, the PAYE already withheld is credited against the total — only the shortfall is owed.

Frequently asked questions

Related: PAYE · RA savings